Today, let’s talk about credit scores. Before you hit the car lot it is imperative that you know your credit score. Why is knowing your credit score important - several reasons. One, knowledge is power. Two, the more you know the better position it places you as a consumer. In the past, I’ve had car shoppers come to lot seeking a $350 payment on a $25,000 car! Yet, they were working with a credit score under 600. Challenged credit does NOT put you in the position to receive the better interest rates. Oftentimes, I have to inform customers after they’ve arrived on the car lot what their credit score is, because they did NOT do their due diligence and research it. This is time wasted for both of us. Now, I turn into a credit instructor instead of a car sales professional. We end up spending time discussing credit scores, the affects of credit scores when buying a car, etc instead of discussing what kind of car you want.

In the interest of not wasting time at a car lot, I strongly recommend doing your homework. Consider downloading credit apps such as Credit Karma or Credit Sesame. These apps allow you to have an estimate of where you fall within the FICO credit range. You will be equipped with that knowledge and not blindsided when car sales professionals, like myself present a sales quote with your interest rates. Like I tell customers all of the time: “Credit score determines interest rate and interest rate determines payment.” These and more helpful tips are located in the ebook that will be released next week. Be sure to pre-order your copy of A-Z: Car Guide to Buy Like A Pro Click Here

As always, You Have Questions? I Have Answers! So, #AskVictoria


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Do You Know What This Month Is? It’s My Anniversary...

They say time flies when you’re having fun. Welp, this month marks fours years in the car sales industry.

January 2015, I started at Steve Landers Chrysler Dodge Jeep Ram. As a consumer, I know what I thought about car sales professionals. As I entered the business, I wanted to change that perception by talking with, listening to and achieving my customer’s goal of buying their dream car. I believe most cases I was successful. If I came up short, I provided them with information and tips to tackle any challenges that prevented us from reaching that goal so that when they did the things they needed: save a down payment, get a co-signer, or work on their credit it would bring them back to me. So, thank you to the hundreds of customers that have allowed me to earn your business. Every year, I sought to improve upon the last! As I enter into year five, I want to challenge anyone that has car questions to feel free to email me at victoria@askvictoria.net Don’t go to the car lot blind. Get info to help you search, find and purchase your dream vehicle and drive home happy.

All the best,

Ask Victoria



Year-End Thoughts. Already?

As the year comes to a close do you reflect on the would’ve, could’ve, should’ve of 2018? I admit I’m guilty of doing it. I would’ve had this, IF. I should’ve been here, BUT. I could’ve made this, HOWEVER. No sooner than I slip into would’ve, could’ve, should’ve mode I quickly snap out of it and realize I’m in control of how my year happened - good or bad. No, I did not accomplish everything on my 2018 resolutions list. However, I did tackle some things I am pretty proud of, such as, creating, developing and growing Ask Victoria. I get so much joy from writing this blog, answering your questions and positioning you to WIN as you venture to the car lot.

I will not make a resolutions list going into 2019. I feel like that sets me up to become overwhelmed before the year starts. Plus, if I create said resolution list and complete it what will I have to work towards the rest of 2019. I choose to continue to grow and improve upon areas in my life personally and professionally.

Part of my growing professionally includes releasing my first ebook. Yay! Good news for you the ebook will drop before the end of 2018 with plans to release even more ebooks in 2019. You will not have an excuse for buying a car and feeling disappointed, because Ask Victoria is working hard to provide solid information for your next trip to the car lot. So, hold on for the fun ride ahead with Ask Victoria.

Let’s Go!

- Victoria


You Have Questions. I Have Answers.

it was all a dream… why i started ask Victoria

My name is Victoria Keith. For almost four years, I have sold cars. I never imagined I would ever still be selling cars, as I could never find a job or career that captured my interest for very long. Well, here I am about to celebrate year four in the auto industry. I can attribute sustaining a level of success to the great people I get to meet daily. I come in contact with a very diverse group of men and women. As a result of successfully assisting so many great individuals, I have gained some friends for life.

As my career developed, I began to create my social media presence. As that increased so did the questions about car shopping. Everyday I receive questions about how, when, why and more about the car buying process. That led to the birth of www.AskVictoria.net. It is a website created to inform, educate and assist car shoppers with tips and tricks to overcome the perceived hassle of car shopping.

The journey to AskVictoria.net has been a very exciting one as I am able to assist so many family members, friends and supporters nationwide. Welcome to AskVictoria.net. This is just the beginning of what will be a great resource of information for making what some consider the second largest purchase of your life. This is your source of information through my blog, ebooks, and products that will be available soon. Don’t forget: You Have Questions. I Have Answers. #AskVictoria

Email those questions to victoria@askvictoria.net